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UCSB MHP
  • Home
  • Services
  • MHP Newsletter
  • Podcast
  • Navigating Teletherapy
  • Coping Tools: Stress reduction, sleep, relaxation and more!
    • Relaxation and Mindfulness updated
    • Reducing Stress >
      • Where is my stress coming from?
      • How do you know when you are stressed?
      • Coping with stress when it has already arrived
      • Reducing less healthy coping strategies
    • Sleep Hygiene
    • Getting Involved
    • Building Academic & Personal Resilience
    • Tackling financial challenges
    • Breakup Bootcamp
    • breakup bootcamp worksheet
    • Imposter Syndrome
    • Social Media and Mental Health
  • Building & Maintaining Close Relationships
    • Basic Psychological Needs in Relationships
    • Romantic Relationships
  • Mental Health Concerns
  • Suicidal Thoughts & Behaviors
  • Unique Challenges for Specific Student Groups
    • Freshman Transition
    • 1st Generation College Students
    • Transfer Students
    • Dream scholars, undocumented students & their families
    • LGBTQ Students
    • International Students
    • STEM Students >
      • Women in STEM
    • Athletes
  • Making Changes & Navigating Transitions
  • MHP events & CAPS wellness programs
  • Our team 2020-2021
  • Application to be a MHP
  • Counseling & Psychological Services
  • Contact
  • Learning Center: Check out some of our favorites videos & articles!
  • Wellness Apps & Books
UCSB MHP

Stretched Financially

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@UCSBMentalHealthPeers First Gen Experience:
Only enough money for one. A student shouldn’t have to choose.  #RamenLunchAndDinner #Broke #NoMoneyMoProblemz #1stGenExperience  #UCSB

Although most 1st generation students often receive financial aid packages to help them cover their costs, many find themselves still strapped and in need to assistance. In fact, many first-generation students struggle to pay for textbooks, groceries, and other college necessities. Some may also be contributing to financially supporting their families at home. If you are struggling financially to adequately provide for your needs, check out the resources below to find some help.

  • Talk to a financial aid counselor.  Financial aid counselors can help you to explore options you have, including loans and other assistance that you might qualify for. Some students hesitate to take out loans for fear of accumulating debt in the long term. Make sure to review with your financial aid counselor the terms of your loans...many will allow you to defer repayment until after you graduate and get a job. It is perhaps worth considering how to relieve some of your financial stress now and plan towards future repayment.
 
  • Check out this awesome list of resources compiled by the Associated Students Food Bank:
    • Financial services
    • Food banks and food pantries
    • Lower cost shopping options
    • Healthcare resources
Check out this article to learn more about creating a budget

Financial Crisis Support


Even with the best planning, students sometimes find themselves in urgent need of financial help. There are a few university resources that can provide that help.


There are Associated Students/EOP grants that can be used to meet unusual educationally-related expenses (e.g., urgent medical, dental, and housing crises; graduate program testing, application fees, textbooks & supplies). You must be enrolled in EOP and meet the requirements of the grant terms to be eligible.

The university has also established a financial crisis team that provides support to students in urgent financial need. For assistance, email the Financial Crisis Team: financialcrisis@sa.ucsb.edu

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